Banking: CIMB extended the CIMB Prime Plan Promotion until 31 July 2011

April 2nd, 2011 by ytechcity

cimb-Prime-Plan-extend-to-july-2011

CIMB extended the CIMB Prime Plan Promotion until 31 July 2011 which offering RM50 Bonus Cash for Sign Up CIMB Prime Plan. CIMB Prime Plan is actually a current account which comes together with cheque book and ATM card. CIMB launched CIMB Prime plan almost a year ago. This product is targeting to a segment of customers who are at the stage of accumulating wealth. It is Ideal for graduates, young professionals, managers and business owners.

Visit my previous post to known more on CIMB Prime Plan.

Banking: Maybankard 2 Cards, one service tax, and one statement

January 30th, 2011 by ytechcity
Maybank-dual-Platinum Maybank-dual-gold

Maybank just launching their newest credit card called Maybankard 2 Cards. This product (actually 2 in 1) that has a combination of benefits that its competitors offer. The Maybankard 2 (called Maybankard Dua) American Express Card gives you 5X Treats Points for every Ringgit spent for ANYTHING, ANYTIME and ANYWHERE in the world.

Maybankard 2 Cards offers two credits cards together to a card members with one signup. They will issued an American Express and a MasterCard credit card together and have a choice of Gold and Platinum. Maybankard 2 MasterCard will be available from April 2011 onwards.

With Maybankard 2 Cards, card members will enjoy the lowest finance charge of 8.88% per annum on outstanding balance and only a RM50 service tax charge for the two cards.

The other main benefits of Maybankard 2 Cards are;

  • Lowest finance charge of 8.88% per annum.
  • RM50 service tax charge for the two cards.
  • 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 MasterCard Card in Malaysia or anywhere else in the world.
  • 5% Weekend cash back when spend on Maybankard 2 American Express Card. A cap of RM50 per customer (Principal Cardmember) per month.
  • Lifetime Fee Waiver with complimentary supplementary cards.
  • Platinum cards will have added privileges of travel insurance coverage, retail protection and platinum assist services including year round golfing privileges in some of the most prestigious courses in Malaysia and the region.

The cards are available to Malaysians and expatriates with a minimum annual income of RM60,000 for platinum and RM30,000 for gold.

For more information kindly browse to Maybank website,

Platinum Cards
Cold Cards
Terms and Conditions
Product Disclosure

Software: Moneydance- The Most Intuitive Personal Finance Application

September 3rd, 2010 by ytechcity

moneydance

Simplify your finances with Moneydance, the groundbreaking personal finance manager! Whether you want to organize your finances, manage your budget, track your portfolio, or just automatically balance your checkbook, Moneydance is the solution for you.

Moneydance’s simple, intuitive interface makes taking care of your finances a breeze. Save time and money with online banking and bill payment. Moneydance makes it easy to set and trace budgets, and reminds you of upcoming bills to keep you up-to-date.

Moneydance’s insightful reporting and graphing tools illuminate your finances and show you where your money goes. You can track your portfolio and stay on top of your investments. MoneyDance also offers encryption and password-protection to ensure your privacy.

Moneydance’s key features:-
1. Online banking and bill payment
Pay your bills in seconds without picking up a pen or licking a stamp. Moneydance can synchronize your records with transactions downloaded from your bank, with support for OFX, QFX, or QIF files. Moneydance sets up effortlessly with hundreds of banks that support OFX standards. And We’re adding more all the time.

2. Manage your budget
Moneydance makes it easy to set and manage budgets. Moneydance will compare your actual income and expenses to what you had planned and show you where your accounts are over or under budget.

3. Stay on schedule
It’s easy to plan ahead by scheduling recurring or future transactions including bills, loan payments, and paychecks. Moneydance shows all your upcoming or overdue bills and automatically calculates principal and interest payments for mortgages and other loans.

4. Track your portfolio
Follow your investments and bring your portfolio into focus with support for stocks, bonds, CDs, mutual funds, and more. View the total value of your investment accounts or the performance of individual stocks and mutual funds over time. Stock splits and cost basis computations are a snap, and current prices can be downloaded automatically.

5. Generate useful reports and graphs, quickly
Moneydance generates a variety of reports and graphs detailing information about your accounts. Built-in reports and graphs include: Budget, Missing Checks, Net Worth, Account Balances, Cash Flow, Transactions, Cost Basis, Income vs. Expenses, and VAT/GST. Moneydance can remember commonly used reports and graphs and make them accessible with a single click.

6. Import data from Quicken and Money
Moneydance will import your data from Quicken or MS Money, or any other program that exports data using the QIF format.

7. Protect your privacy – and your peace of mind
Moneydance allows you to encrypt and password-protect your data for increased security and privacy. With Moneydance, you will not be bombarded with advertisements nor have your personal information shared without your explicit consent, period.

8. International support
Moneydance has users in more than 75 countries and offers extensive multi-currency support and translations into Spanish, German, French, Korean, Portuguese, Italian, Greek, and Norwegian. You can automatically download up-to-date exchange rates and choose a different base currency for each account. Moneydance can also track and calculate VAT and GST for easy tax reporting.

9. Cross-platform compatibility
Moneydance runs on nearly any operating system, allowing you to transfer your financial data anywhere you want. Your Moneydance data is completely portable between platforms, allowing you maximum flexibility.

10. Standards-based reliability
Moneydance uses industry standard technologies such as OFX, QIF, SSL/TLS, Java, and XML to ensure compatibility with other software and services. In addition, our open API and Extension Developer Kit allow advanced users to extend the software.

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